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Insuring older imports #452591
March 01, 2017 10:10 pm UTC
March 01, 2017 10:10 pm UTC
Joined: Nov 2001
Posts: 471
toronto
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chuck roach Offline OP
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chuck roach  Offline OP
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toronto
I am curious as to how members with 90 or even any 1g DSM galant or Colt are insuring their vehicles.
Last year I had a hard time insuring my 89 Colt. Classic car insurance won't insure it due to being valued under $3500, being an import and having four doors.
So it got insured as a daily. I had to have it safetied in order to be able to have insurance. Most insurance companies wouldn't even look at it.
Renewal is up and premium jumped up over 20%. Typical insurance bull xxxx.
Going to have the Colt appraised this year after paint.
What are the members doing for insurance then?



DR colt.
Re: Insuring older imports [Re: chuck roach] #452592
March 01, 2017 10:16 pm UTC
March 01, 2017 10:16 pm UTC
Joined: Oct 2010
Posts: 9,968
Caledon, Ontario, Canada
Bryan Lawrence Offline
Senior Member, with Far TOO Much Time on Their Hands
Bryan Lawrence  Offline
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Caledon, Ontario, Canada
I am through Grant (old board member) mainly because with one email I can put my car on parked insurance which is only 10 or so dollars a month.

Some reviews on Grant: http://www.ca.dsm.org/forums/ubbthreads.php?ubb=showflat&Number=417551

Keep us updated on if you find classic car insurance as I am sure there may be some who are interested (including myself) mainly because like you said once I do make it so I can drive I am paying daily insurance rates.


"Old Blue" 91 Talon TSi AWD
"Super Enthusiast" 91 Talon TSi AWD
Checkout DSMFAQ.com!
Re: Insuring older imports [Re: chuck roach] #452593
March 01, 2017 11:49 pm UTC
March 01, 2017 11:49 pm UTC
Joined: Feb 2008
Posts: 3,438
Kitchener Ontario
Stephen Richardson Offline
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Stephen Richardson  Offline
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Kitchener Ontario
I am with Grant awsell. Haggarty hardly will let you drive your car anywhere cant take it to work cant take it the store cant park it on the street.....

Re: Insuring older imports [Re: chuck roach] #452594
March 01, 2017 11:56 pm UTC
March 01, 2017 11:56 pm UTC
Joined: Feb 2008
Posts: 3,438
Kitchener Ontario
Stephen Richardson Offline
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Stephen Richardson  Offline
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Kitchener Ontario
Gredfern@allstate.ca if you wish to contact him. Great guy in my books.

Re: Insuring older imports [Re: chuck roach] #452595
March 02, 2017 12:23 am UTC
March 02, 2017 12:23 am UTC
Joined: Feb 2010
Posts: 2,504
Your girlfriend's closet
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Lucian Marta Offline
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I'm with Allstate too and they're really good at insuring anything ive had to throw at them. Not through grant, just the local office where I live but no issues and they've always taken good care of me.


1993 TSi AWD
2008 Evo GSR
2011 Ralliart
2012 Ralliart
2011 RVR GT
Re: Insuring older imports [Re: chuck roach] #452597
March 02, 2017 04:31 am UTC
March 02, 2017 04:31 am UTC
Joined: Oct 2010
Posts: 3,607
Brampton, Ontario
Guillaume Berton Offline
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Guillaume Berton  Offline
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Brampton, Ontario
I cross my fingers, best insurance tongue

Intact here, but Brampton rates, so I'm out of the running in any of the category :S


"Looked at it, declared war and went to find my throwing wrenches."
Re: Insuring older imports [Re: chuck roach] #452599
March 02, 2017 01:11 pm UTC
March 02, 2017 01:11 pm UTC
Joined: Jul 2003
Posts: 3,065
Colborne
Adam Grenon Offline
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Adam Grenon  Offline
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Colborne
I deal with Grant for everything including my house. Top service, like Bryan said, on email or text to the guy and it's done. I think I have maybe had to sign one form in 3 years.

I have my 94' insured, with collision even through Allstate.

It looks like Haggerty has a more flexible option, including being able to drive it to work etc.

Last edited by Adam Grenon; March 02, 2017 01:12 pm UTC.

2012 - Lancer Ralliart Octane Blue
1991 - Talon Tsi AWD FP HTA 71
1992 - Talon Tsi AWD on hold
Re: Insuring older imports [Re: chuck roach] #452616
March 03, 2017 01:11 pm UTC
March 03, 2017 01:11 pm UTC
Joined: Jul 2008
Posts: 2,349
Windsor
Mike Lane Offline
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Mike Lane  Offline
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Windsor
I gotta find someone who won't beef me for being highly modified possibly including a half cage in the back. My best friends dad insures my stock cars cheap but he has been weary on the Eclipse so we ll see. Gotta make sure no one screws me before I do a rear rollbar


98GSX Black:1st car/resto proj
97 acura el stolen/found
99GSX Red
RIP 86 turbo ZX, 92 turbo 2000GTX
Re: Insuring older imports [Re: chuck roach] #452641
March 07, 2017 02:48 am UTC
March 07, 2017 02:48 am UTC
Joined: Nov 2001
Posts: 471
toronto
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chuck roach Offline OP
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toronto
Thanks for the input guys.
I am currently with Allstate as a daily. Last year they were the best rates for me as well on my other vehicles and properties. Runner up was the Co-operaters.
Gotta go shopping again. I was told last year the car had to be valued over $3500 to be considered for classic thru silverwheels.
Unfortunately the Colt is worth nothing in the real world.
I will keep posted with my findings.


DR colt.
Re: Insuring older imports [Re: chuck roach] #454376
March 01, 2018 03:20 am UTC
March 01, 2018 03:20 am UTC
Joined: Nov 2001
Posts: 471
toronto
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chuck roach Offline OP
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Update. Last summer (Aug. 2017) I had the car painted, cleaned up inside out, got it appraised and now with classic car insurance costing me $140 for the year. There are a lot of restrictions, but I only drive the colt two or three times a month so it's perfect for me.
That premium is for a car valued under $10k.


DR colt.
Re: Insuring older imports [Re: chuck roach] #454379
March 01, 2018 01:34 pm UTC
March 01, 2018 01:34 pm UTC
Joined: Feb 2010
Posts: 2,504
Your girlfriend's closet
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Lucian Marta Offline
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That is something I should look into for my 1993 this year.


1993 TSi AWD
2008 Evo GSR
2011 Ralliart
2012 Ralliart
2011 RVR GT
Re: Insuring older imports [Re: chuck roach] #454380
March 01, 2018 02:20 pm UTC
March 01, 2018 02:20 pm UTC
Joined: Oct 2010
Posts: 9,968
Caledon, Ontario, Canada
Bryan Lawrence Offline
Senior Member, with Far TOO Much Time on Their Hands
Bryan Lawrence  Offline
Senior Member, with Far TOO Much Time on Their Hands
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Joined: Oct 2010
Posts: 9,968
Caledon, Ontario, Canada
That's fantastic, was just looking into to this.
Who are you with.
I was told hagerty has a list of approved appraisers that you have to use or you will get denied.


"Old Blue" 91 Talon TSi AWD
"Super Enthusiast" 91 Talon TSi AWD
Checkout DSMFAQ.com!
Re: Insuring older imports [Re: chuck roach] #454404
March 09, 2018 11:26 am UTC
March 09, 2018 11:26 am UTC
Joined: Nov 2001
Posts: 471
toronto
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chuck roach Offline OP
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chuck roach  Offline OP
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Joined: Nov 2001
Posts: 471
toronto


DR colt.
Re: Insuring older imports [Re: chuck roach] #454408
March 12, 2018 02:49 pm UTC
March 12, 2018 02:49 pm UTC
Joined: Feb 2008
Posts: 3,438
Kitchener Ontario
Stephen Richardson Offline
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Kitchener Ontario
Thats the Brokerage but who is the Insurance company?

Hagarty in Canada is insured by Aviva

Re: Insuring older imports [Re: Stephen Richardson] #454456
April 08, 2018 03:41 pm UTC
April 08, 2018 03:41 pm UTC
Joined: Nov 2001
Posts: 471
toronto
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chuck roach Offline OP
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chuck roach  Offline OP
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toronto
Sorry I haven't replied sooner, not on here much.
The insurer is Echeleon.


DR colt.

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