Re: Insurance Paper Ticket, what would you do?
#96757
March 25, 2002 04:27 pm UTC
March 25, 2002 04:27 pm UTC
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Joined: Nov 2001
Posts: 1,914 Toronto, Ontario
Jakub Kowalczyk
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Serious Member
Joined: Nov 2001
Posts: 1,914
Toronto, Ontario
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They will drop the charge if you show in court with your current insurance slip.
GOT SURGE?
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Re: Insurance Paper Ticket, what would you do?
#96759
March 25, 2002 06:07 pm UTC
March 25, 2002 06:07 pm UTC
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Joined: Feb 2002
Posts: 1,958 London, Ontario
Jon Arnett
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Serious Member
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Posts: 1,958
London, Ontario
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Just pay the ticket. You could have received one for much more. You get no points for the failure to carry, and it's basically a favour that the cop did you.
I doubt they'll lower it at all, because $70 is like 2 tanks of gas, so if you can't afford this, you shouldn't be driving.
If they do somehow lower it, they won't drop it below half...so maybe to $35 instead of $70. However, that is doubtful, and to me, my time is worth a lot more than $35 for a half day at least. If you go to court you'll get a time of something like 1-4pm. Your case could be at 3:30, even if it only takes 5 minutes. Just pay the damn thing.
*2002 Porsche 911 Silver *2006 BMW 325XIT Black *2003 BMW 325i Silver
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Re: Insurance Paper Ticket, what would you do?
#96762
March 25, 2002 08:53 pm UTC
March 25, 2002 08:53 pm UTC
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Joined: May 2000
Posts: 2,637 NiagaraFalls, ON
Paul Bratina
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NiagaraFalls, ON
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Amin, a similar thing happened to me a few years back. Was pulled over and gave the officer all my paperwork. It turned out that my insurance card had recently expired (I had the new one at home, I had just forgot to put it in my wallet). Anyway, he said I could take a valid insurance card to a police station within 48hrs and the ticket would be revoked. Being the quirky person I am, I decided I wanted to have some experience in traffic court, so I decided not to do the police station thing and let it go to court. As has been mentioned, when I got to court, I just showed them a valid "pink slip" and a copy of my actual policy (just for ovrkill). Charges were dropped, no fine. I'm glad I went to court, it was an experience.
Anyway, back to business. All of the above applied because I actually HAD valid insurance at the time I was pulled over. If you don't/didn't have insurance, that's a different story.
Your question: "Can't the police just pull up my license on their system and find out if I have insurance?" Absolutely not. Believe it or not, there is no mechanism in Ontario that ties automobile insurance to licensed drivers. In my opinion, a rather larger "loophole" in the system; but that's another story. The only way they could verify whether you actually have insurance or not, is to call your insurance company. Ripley's believe it or not.
Anyway, if you did/do have valid insurance for your car, don't pay the ticket. Just bring your insurance card to court with you and you're fine.
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Re: Insurance Paper Ticket, what would you do?
#96763
March 26, 2002 02:10 pm UTC
March 26, 2002 02:10 pm UTC
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Joined: Feb 2002
Posts: 1,958 London, Ontario
Jon Arnett
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Serious Member
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Posts: 1,958
London, Ontario
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Anyway, back to business. All of the above applied because I actually HAD valid insurance at the time I was pulled over. If you don't/didn't have insurance, that's a different story.
The point of the ticket that he got was not for having no insurance, if it was, the fine would be upwards of $3,000 and he wouldn't have been driving his car away that day. Anyway, if you did/do have valid insurance for your car, don't pay the ticket. Just bring your insurance card to court with you and you're fine.
Take this advice at your own risk. I don't see why the JP would drop the charges, nor do they ever do so in London. The ticket says "failure to produce insurance card" or "failure to carry insurance card" correct? They don't care if you have one, in fact, they know you do, because otherwise you'd be getting that $3,000+ ticket above. The point of this measily $70 ticket is for not carrying the proper card at the time. Whether you have it or not is of no consequence. Just pay it.
*2002 Porsche 911 Silver *2006 BMW 325XIT Black *2003 BMW 325i Silver
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Re: Insurance Paper Ticket, what would you do?
#96765
March 26, 2002 11:12 pm UTC
March 26, 2002 11:12 pm UTC
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Joined: Jul 2001
Posts: 1,463 Toronto
Ronnie Fung
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Serious Member
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Posts: 1,463
Toronto
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If yo don't take it to court to get the charge dropped, (which they will). You will be convicted. Sure...it's 'only' $70, but everyone is forgetting that there is a CONVICTION involved here. That means it takes 3 years from the date you are convicted (not the ticket date) for that to be cleared off your record. Every year you go for renewal, "Have you ay tickets or convictions?" You have to tell them. The smart thing to do is bring it to court with your valid insurance slip. THEY WILL DROP IT. PLus you get the day off work.school. ronnie
-1986 Bastardized Mazda RX7 -2000 CBR 929RR (Street) -2003 CBR 600RR (Track) -2000 Chevrolet Xtreme
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Re: Insurance Paper Ticket, what would you do?
#96766
March 27, 2002 04:09 am UTC
March 27, 2002 04:09 am UTC
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Joined: May 2000
Posts: 2,637 NiagaraFalls, ON
Paul Bratina
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Insane Member
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Posts: 2,637
NiagaraFalls, ON
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Now that I think about it, I was charged with "driving without insurance" (or whatever the official phrase is). Jon's correct, if you were charged with "failing to surrender proof of insurance" (or whatever), certainly you should pay the fine (since you WERE guilty of that offence). I was guilty of that offence as well, but I was never charged (or ticketed) with that one. In any case, Amin, I apologize for misleading you. We can talk about it when you return my tools (or should I say IF you return them). Just kidding (or at least half-kidding) .
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Re: Insurance Paper Ticket, what would you do?
#96767
March 27, 2002 04:27 pm UTC
March 27, 2002 04:27 pm UTC
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Joined: Feb 2002
Posts: 1,958 London, Ontario
Jon Arnett
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Serious Member
Joined: Feb 2002
Posts: 1,958
London, Ontario
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Ronnie:"Sure...it's 'only' $70, but everyone is forgetting that there is a CONVICTION involved here. That means it takes 3 years from the date you are convicted (not the ticket date) for that to be cleared off your record.
Every year you go for renewal, "Have you ay tickets or convictions?" You have to tell them. The smart thing to do is bring it to court with your valid insurance slip. THEY WILL DROP IT. PLus you get the day off work.school. When you go for renewal, they don't ask you about tickets or convictions...and even if they did, who cares...it's an insurance card ticket and basically meaningless. I think Ronnie should pay for the ticket when they don't drop it like he says "THEY WILL". Sorry Ronnie, but you really don't know what you're talking about. Amin --> for your reference the area on the ticket that says criminal code, or section, should be 3(1), or (3)1. If they've used the wrong section, it could be a way to get off, but you're better off just paying it. Remember, send the bill to Ronnie when you don't get off it court. It really doesn't matter if you bring your insurance or not. Take it from someone who sees people convicted all the time over this.
*2002 Porsche 911 Silver *2006 BMW 325XIT Black *2003 BMW 325i Silver
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Re: Insurance Paper Ticket, what would you do?
#96768
March 27, 2002 04:54 pm UTC
March 27, 2002 04:54 pm UTC
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Joined: Nov 2001
Posts: 1,914 Toronto, Ontario
Jakub Kowalczyk
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Posts: 1,914
Toronto, Ontario
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On the contrary, I got my "Fail to present proof of insurance" dropped when I presented the proof.
GOT SURGE?
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Re: Insurance Paper Ticket, what would you do?
#96769
March 27, 2002 05:31 pm UTC
March 27, 2002 05:31 pm UTC
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Joined: Feb 2002
Posts: 1,958 London, Ontario
Jon Arnett
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Posts: 1,958
London, Ontario
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Exactly. If you read what I said, I never mentioned anything about that ticket. The ticket is failure to carry or something, and is the section 3(1) like I said above.
If it's that (which is the correct ticket to give, even though some officers don't know the proper code) then it's not getting dropped.
*2002 Porsche 911 Silver *2006 BMW 325XIT Black *2003 BMW 325i Silver
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Re: Insurance Paper Ticket, what would you do?
#96770
April 06, 2002 09:32 am UTC
April 06, 2002 09:32 am UTC
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Joined: Jul 2001
Posts: 1,463 Toronto
Ronnie Fung
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Posts: 1,463
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Okay, send the bll to me Failure to surrender insurance card= dropped at court if you had a valid one at the time. bill me Don't get so hot and bothered Jon, I know what I'm talking about once in a while.
-1986 Bastardized Mazda RX7 -2000 CBR 929RR (Street) -2003 CBR 600RR (Track) -2000 Chevrolet Xtreme
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Re: Insurance Paper Ticket, what would you do?
#96771
April 06, 2002 09:38 am UTC
April 06, 2002 09:38 am UTC
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Joined: Jul 2001
Posts: 1,463 Toronto
Ronnie Fung
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Posts: 1,463
Toronto
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And for the record, ANY driving convictions count on your insurance renewal. Whether it's a seatbelt offence, tint offence, unsafe vehicle ticket, to reckless, to racing. It all counts. A conviction is a conviction, they just tend to frown more on demerit tickets. I know what i'm tlaking about here. I've just had the hassle of trying to clear up many petty offences on my record, only one for speeding. don't get so pissed off becasue you're just pissing me off ronnie
-1986 Bastardized Mazda RX7 -2000 CBR 929RR (Street) -2003 CBR 600RR (Track) -2000 Chevrolet Xtreme
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