Yeah, you'll be able to buy the car back from the insurance company for a significantly reduced rate, then pull everything you can out of it.

If you ARE interested, I do know of a few guys selling their DSMs. Might be an opportunity to go AWD for yourself.

As with all things in life, where one door closes, another opens. This IS a shitty situation, but you'll in the end prosper from it. This is a loss you will eventually gain from albeit hard to see that light right now.

Keep your head up buddy.