Yup totally understandable. Like anything else though, people tend to try to get out of anything that involves them taking responsibility. There are two sides to that because you have people who abuse the system and use insurance/warranty as their parts replacement store after they break stuff (due to their own fault) and people who actually have issues with the car because of the way it's built. There's always someone to make it a pain for others.

This in turn makes the manufacturers have to become strict on what/when/why you can have a warranty. Manufacture defects would help your case (chain), but how many times will you see a car manufacturer admit to a fault easily. It takes time/court/licensed organizations for them to even begin admitting it so imagine if you're only the little customer and the recall isn't official (Per Jay's post).