Does anyone here own a sport bike. Just wondering what their charging for a new diver. I'm thinking of purchasing a bike; which bike? All depends on insurance etc. I'm liking the 2004 yamaha, ducati, kawasaki.

ducati will probably rape you on insurance, not sure on the others though.

All motorcycle insurance is rape, ESPECIALLY the sport bikes.

Since you've provided almost no useful information (age, driving record, type of bike you're looking for, etc) it's really impossible to say what your insurance might be.

Insurance on "super sport" bikes can range from a grand or so for an experienced rider all the way up to $5k or higher.

If you're under 25, living in Toronto, and you're looking at an R6/R1 or a Ninja 6R/10R, you'll probably get quotes in the $4-5k range. Once you get your car/house/bike all with the same company, it gets a little more reasonable.

I'd suggest you do not get a super sport as a first bike though. Try to find yourself a fun bike that is < 600 ccs and doesn't weight too much. Much easier to learn withough hurting yourself on something like that, and much cheaper on insurance.

Good advice. The other thing, once you have insurance, don't let it lapse, no matter what. If you do, when you renew, they will try to classify you as a new rider, same as an 18 year old. I let my insurance lapse, and about 2 years ago they wanted to charge me over $1200./year, even though I have been riding for over 35 years!!

Definatly take one of those weekend courses. When I took mine, the course cost me about $3-350, but I saved over $500 the first year on insurance. I also decided to get a 600 Katana, like Jeff mentioned its not classified as a "super-sport", so it was alot cheaper then say a ninja. I paid $650 for my first year of insurance. Not too bad at all concidering my insurance wanted 7G's a year for my mazda MX6 at the time.

I pay $75 a month I am new rider as of last month.
State Farm only insures based on the CC of the bike and they will further reduce your payment if you have a current vehicle with them.

Food for thought.

State Farm won't even insure your bike unless you have already had other business with them for 6 months.

Jerry Caspard. Thats the only name you want. He is a motorcycle insurance specialist. I forgot his number but he is by far the best. I pay $1800 a year, full coverage on a 99 GSXR 750 SRAD. I'm 23 years old and have a clean record. Its about half of what I paid for the Talon.

Yeah Chris, your specifics will help.
State Farm is the obvious choice if you already have your car with them and a clean record.
They only do so many SuperSports per year so you better get on it....

well I just heard from my broker, one word- insane.
I told her to look for insurance on a 2004 ducati 750cc and 1000cc and a mv agusta spr. A little about myself; 27, no exprience, don't even have a license yet; having a change in interest of late.
The broker said getting insurance for ducati are hard. She contacted one place in quebec called "jevco", the quote; $8000.00 for 750 and $10000.00 for 1000.

I find it hard to belive theres no one else that would insure ducati.

Here's a tip. Buy a Jap.

do yourself a favour, head into your local state farm shop, sit down with broker and ask him or her, that you'll buy some life insurance if you'll get insurance for your bike. Some statefarm brokers (not all) will do this, And whats life insurance ? 20-40 a month plus your cost of your bike insurance, you'll be saving a ton instead paying 1000s in over priced insurance.

I pay $72/month for my "Stock" 1300cc sprotbike, with a clean record and 15 years with my class M, I pay a total of $298/month for two cars(full coverage)house with pool insurance etc and two life insurance policys and the bike through state farm. If you can show me a cheaper rate anywhere else, please show me.

The funny thing is Ronnie, got me thinking about statefarm two years ago, when I was facing $6000/year just for my bike before I switch over.

thanks Ronnie where ever you are

Sounds like a plan; but my broker told me statefarm, pilot(whom I'm with) etc, will not insure ducati, harley, choppers etc. So called specialty bikes.
I might have to consider a JAP bike; but I rather not; its just there everywhere. Although they do out perform ducati in HP.
I'm looking into TD insurance, and thanks on the advice about life insurance- I'll look into that.

You don't need a Ferrari for your first car just like you don't need a Duc for your first bike.
It will go down, they always do...they are inherently unstable. You might want to check out some bike BB's or talk to some people at Bike shops (Mom and Pop shops), Ducati's are known to break down and have high maintenance costs, parts costs. Ducati's are known to be a great bike but for someone who has experience. I'm not trying to tell you what to do but I don't think you want a liter bike to start out with either.

Oh and when you go down, just so you know the average price of one side of fairing is roughly a grand, that's just the main piece not the tail section or the birdcage....I don't even want to know how much Ducati charges.

Take it easy and find some people that you know and trust to ride with so they can show you the ropes and watch out for cars and what not while you're paying attention to the bike. Take the weekend course, you'll save roughly 30% on insurance and spend as much money as you can on a quality helmet (Shoei, Arai, Suomy, etc) and get a leather coat--don't bother with the textile.

"Inherently unstable"?!? Words of a rider that can't keep his bike under him. *Laugh* (:

I suppose I learned on dirt bikes and motocross, so crashing was to be expected at times. Get it out of the way then, and less chance you'll drop your 'nice' bike. (:

Listen to yourself, Chris. New rider, no insurance... I'd definitely start out on a Jap bike (even used) so if you mark it up it's no big deal. If you still want to go with it, get the fancy Ducati next season...