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RHD early evos and insurance #437919
February 26, 2015 03:57 am UTC
February 26, 2015 03:57 am UTC
Joined: Sep 2009
Posts: 995
ontario hamilton
Kirk Harding Offline OP
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Kirk Harding  Offline OP
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ontario hamilton
Looking at trading my talon for one and was wondering if anyone had any wise words on insurance etc.

Re: RHD early evos and insurance [Re: Kirk Harding] #437921
February 26, 2015 04:18 am UTC
February 26, 2015 04:18 am UTC
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Ontario, Canada
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Salomon Ponte Offline
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Don't buy one unless you have another car to DD. Most insurance companies won't touch a RHD car unless they know (or think) it won't be driven as one's main method of transportation. Or at least that's what I've heard.


'92 Talon TSi AWD - 5 Speed/E16G/12.385s @ 115.13mph
Re: RHD early evos and insurance [Re: Kirk Harding] #437923
February 26, 2015 12:18 pm UTC
February 26, 2015 12:18 pm UTC
Joined: Oct 2010
Posts: 9,968
Caledon, Ontario, Canada
Bryan Lawrence Offline
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Yeah agreed, if I were you I would call up Grant and discuss it with him first before you go shopping around.


"Old Blue" 91 Talon TSi AWD
"Super Enthusiast" 91 Talon TSi AWD
Checkout DSMFAQ.com!
Re: RHD early evos and insurance [Re: Kirk Harding] #437926
February 26, 2015 03:02 pm UTC
February 26, 2015 03:02 pm UTC
Joined: Jul 2008
Posts: 2,349
Windsor
Mike Lane Online content
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a friend of mine has one in niagara. As far as I understand his insurance is a fluke with some loopholes and the car isnt really considered what it is.


98GSX Black:1st car/resto proj
97 acura el stolen/found
99GSX Red
RIP 86 turbo ZX, 92 turbo 2000GTX
Re: RHD early evos and insurance [Re: Kirk Harding] #437930
February 26, 2015 05:05 pm UTC
February 26, 2015 05:05 pm UTC
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Kitchener
Brian O'Day Offline
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I was looking at one a few years back and my insurance company didn't care it was rhd. They just gave me a quote.


1990 TSI AWD
Re: RHD early evos and insurance [Re: Kirk Harding] #437941
February 26, 2015 09:29 pm UTC
February 26, 2015 09:29 pm UTC
Joined: May 2006
Posts: 293
Markham
Thomas Wong Offline
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I've called a few insurance companies recently (state farm, des jardin, bel air, RBC) and some smaller companies and brokers, everyone has either dropped don't cover rhd vehicles stating that "there's no market" for them.

I've only managed to get a quote through facility and it costs an arm and a leg even with a perfect driving record.


Apparently rhd club are trying to set something up, on their site it says they're trying to have something setup for spring 2015. http://www.rhdclub.com/rhd-insurance/

If someone knows where to get a half decent rate, I'd love to know.


Re: RHD early evos and insurance [Re: Kirk Harding] #437942
February 26, 2015 09:51 pm UTC
February 26, 2015 09:51 pm UTC
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Mississauga, Ontario
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Jeff Mitchell Offline

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You could probably get insurance from a specialty insurer like Hagerty, but it would come with a bunch of restrictions, so not suitable for a daily driver.

Last edited by Jeff Mitchell; February 26, 2015 09:51 pm UTC.
Re: RHD early evos and insurance [Re: Kirk Harding] #437943
February 26, 2015 10:22 pm UTC
February 26, 2015 10:22 pm UTC
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Posts: 293
Markham
Thomas Wong Offline
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I've looked at Hagerty's site and they have this in their list of cars that may not qualify - "Right-hand drive vehicles newer than 25 years, specifically those imported from Japan"

I've heard from people on forums that their old policy was 15 years and they bumped it to 25 years.

Re: RHD early evos and insurance [Re: Kirk Harding] #437944
February 26, 2015 10:48 pm UTC
February 26, 2015 10:48 pm UTC
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Posts: 6,809
Ottawa, ON
Mike Eng Offline
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Just think if you were the insurer..

Would you trust imported RHD sports cars over say the identical LHD version?

Just look at all the JDM civics.

I'm thinking it's high risk. Therefore the insured can pay the replacement cost of said vehicle, as well as the second party involved in an at fault collision, annually.

I would say this has a lot to do with the low resale value here in America.

Plus, I'm right handed. And for the one month I drove on the other side of the road in new Zealand, shifting with your left sucks.

My nickel.


'99 GSX GT35R
'03 CBR 600RR
Re: RHD early evos and insurance [Re: Kirk Harding] #437945
February 26, 2015 11:55 pm UTC
February 26, 2015 11:55 pm UTC
Joined: Oct 2010
Posts: 3,607
Brampton, Ontario
Guillaume Berton Offline
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Also more dangerous making a left at an intersection. Think of how bad the drivers are already, add to that that you can't see as much as before. wink


"Looked at it, declared war and went to find my throwing wrenches."
Re: RHD early evos and insurance [Re: Kirk Harding] #437967
February 27, 2015 05:47 pm UTC
February 27, 2015 05:47 pm UTC
Joined: May 2006
Posts: 293
Markham
Thomas Wong Offline
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Markham
Yea, I agree that making a left turn at an intersection would be more dangerous. I'd personally wait for an advanced signal if possible or hook up a camera on the passenger corner.

It just sucks that the west coast doesn't have these insurance problems compared to Toronto.


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