Hey guys,

Well I found a smokin deal on a DSM in the states so I jumped all over it. Now I am running into problems with insuring the car and was looking for some input.

Long and short is this car is now in Ontario, but I am shipping it back to Saskatchewan within a week or so. But I need to drive the car to get it RIV inspected first since I won't have enough time left by the time it gets back to Regina.

That being said I need to drive this car to the inspection station and then the shipping yard. But no one will give me temporary insurance or anything like that since the car does not have an ontario ownership, and I don't plan on getting one.

The car still has permits on it from the state I bought it in so it is technically registered.

Anyone have any ideas as to how I can temporarily insure it without an Ontaio ownership so I can drive it to these two destinations?

Thanks in advance,

Garret.

A ten day permit should work but you need to be previously insured, signed ownership, reciept, ect.
Now what year is your car, I got a April 92 Eclipse and only needed a provincial safty, if your vehical is newer than 15 years than you will have to take it to CT most likly and get a federal Safty aswell, you will pay taxes and duty on both $ides and it gets costly.
I beleive you only have a certain amount of days to get this straightened out or you will have to take it back due to the fact it is not registared in Canada.
Or you could do what I did and sit on it until it is 15 years old and pull it out on its birth day, I saved well over a $1000 doing it this way.

i get this a million times a day

if you have valid insurance elsewhere, it's easy and all you have to do is show up at the mto with a copy of the registration and your CURRENT insurance slip to obtain the 10 day.

drive the car across the border with the 10 day, get the safety and etest, THEN insure it for good

btw, email me if you want a quote on the new car

Hey Grant. Here is the situation though. The car is already in Ontario, sitting outside my house. I don't have it insured in Ontario or Ohio where I bought it. I have registration on the car from Ohio that is still valid.

So long and short is I have no insurance what so ever.

Also, I am only in Ontario for another 2 and a half months. And the car is being shipped back to Regina next week.

As long as the Ownership is signed on the back by the previous owner agreeing to the sale, and you have a hand writtin receipt, anyone who does have insurance on an automobile can go to the MTO with there insurance policy get a 10-day for you, but if you get in an accident they will go after the insurer that purchased the 10 day. I beleive it is 3 10-day permits per year. All vehicals need to be registered in Canada within 30 days of arrival proving that they meet Canadian safty standards, and come with the appropriate lights, seat belts, bumpers, ect.. If for some reason the vehical does not pass the federal inspection you can apply for an extention through Customs or the Registar of Imported Vehicals. If it does pass the fedaral safty at the location specified by th RIV, ask them to do the provicial safty too, then go pay for your taxes, ownership, plates, sticker.

a) what drivers lic do you have? ON or SK?

b) if you do not intend on setting up insurance in ontario (no one will cover you for 3 months or less), i would just look into the option of setting it up with an SK company (totally different rules apply)

so if i'm understanding you correctly, you do NOT wish to register it in ON? if so, is there a reason why? (Besides leaving in 3 months)

I have an Ontario drivers license. Sask insurance won't cover the car since it is in Ontario. And I dont want to register it in ontario because by next week it will be on a truck to regina.


Grant, is there any way you could get me something like a Temporary Insurance Card? They have these in saskatchewan and are only valid for 7 days, but sadly I can't get one since I was forced to get an Ontario drivers license....

Tow it it where its got to go..I could help rent a trailer and use my truck....

Yeah, my main problem is getting it to your place for saturday now...

To get it RIV inspected I think I might just drive the 3 blocks... Other than that, the shipping yard might be a problem too.

will they let you tow it out ....where is the shiping yard..

without registering it here in ontario, not much i can do, sorry man. like i said, you should still be able to get a 10 day permit by using your valid insurance card.

state farm, as well as any other company in ontario do not to temporary insurance. i could do it if you wanted it for 6 months though.

I can tow it, I just don't want to be towing it all over Ontario.

As it sits now I guess I am going to get it to canadian tire, then find a dealership in st. catharines that this company picks up from. Which means, I don't think we can do the exhaust Helder... I will have to ship that home and do it when I get back I guess....

And Grant, thanks for looking anyways man, I appreciate the effort.

all good, best of luck!

should have bought CAA then you could tow it anywhere you wanted.

So this government inspection has to be done before you go to sask?

Or could you just do it when you get there?

I only have 30 days to do it (about 23 now) and it takes about 3 weeks to get the car back there (Dont ask me why). so I will have no time to do it when the car gets there. If it is not done in that period of time RIV gets a bit angry and will export the car...

I suppose you don't want the Ontario registration because you don't want to pay to Certify the car... If it were me, I'd take my chances and drive it. Slowly and CAREFULLY. Your other option would be to get relatives in Saskatchewan to register/insure it there, and that should cover you in Ontario.

just call the RIV place and ask them for an extension, explain to them the situation you're in and I'm sure they'll give you a longer period of time to inspect it, I bought my Stealth as a rolling chassis so obviously I couldn't get everything done in 30 days, I kept calling them explaining my situation and they gave me close to 4 months to put the car together and get it to Canadian tire for the inspection

Kyle

Just to add to that;

I bought my AWD in February and the seller put the date of purchase on the UVIP. I didn't have it on the road until April, however the MTO just ripped the bottom portion off and didn't care about the date.

They aren't going to tell you that you can't register your car because you had a few hiccups in the "Mandatory" 10 registration. The date doesn't matter to them.

I've owned 3 cars in the past 2 years, never had a problem with the date of purchase.

Ryan, I think you missed the part about it being an imported car...
They'll take his car if it isn't registered in time!

Yup, missed that.

Seems to happen to me when these threads come back from the dead... I read insurance, register, moving to Sask. all that stuff.

Imported? hmm... not so much.

Oh well, FYI for those who are going to be registering a car in the near future.

I guess I could update this for some closure.

It might not have been the best choice but I took my chances, drove it to canadian tire and got it inspected, then dropped it off at a dealership that was holding it untill the shipping company came to pick it up.

All things said right now it is on its way back to Saskatchewan.

As long as you're not driving like a maniac, and it's for a good cause... Anything that happens then is your responsibility. Just don't do it ALL the time.

A cousin of mine couldn't resist the urge to bring her Camaro out from it's slumber for a quick drive on a beautiful winter day a few years back... Caught a small stream of water going around a corner, spun, and totalled the car. Since there was no insurance on it, she took YEARS to finish making the payments on it.