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Re: After 5 Years, I am leaving State Farm. [Re: Michael Lee] #378509
June 29, 2012 01:15 pm UTC
June 29, 2012 01:15 pm UTC
Joined: Apr 2010
Posts: 6,809
Ottawa, ON
Mike Eng Offline
Senior Member, with Far TOO Much Time on Their Hands
Mike Eng  Offline
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Originally Posted by Michael Lee
Holy crap Grant's quick with the replies.

Feeling "cared for" already. laugh


careful, you might be setting the bar a little high tongue LOL.


'99 GSX GT35R
'03 CBR 600RR
Re: After 5 Years, I am leaving State Farm. [Re: Grant Redfern] #379199
July 10, 2012 05:25 pm UTC
July 10, 2012 05:25 pm UTC
Joined: Nov 2001
Posts: 1,914
Toronto, Ontario
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Jakub Kowalczyk Offline
Serious Member
Jakub Kowalczyk  Offline
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Joined: Nov 2001
Posts: 1,914
Toronto, Ontario
I am with Pem Bridge, which is AllState.
I do have one experience to share with everyone.
A month ago my neighbour backed into the side of my car. I went out of my way to visit a few shops and get quotes. THere was a thread here about me encounter.
All shops, including the one recommended by AllState stated that the door needs to be replaced.
To make long story short, the claim was processed and I was told by the shop that AllState will only authorize the door repair. In addition they won't pay for blending of adjacent body panels, which is part of proper repair.
I tried to explain that I had independent shops assess the damage recommending door replacement, including the shop recommended by AllState.
They absolutely refused, and told me that they will do anything to make me happy… shuffle.
Anyway, the door was fixed, but it came out miss shaped, and wrinkled.
I complained, the assessor came and right away said that the door needs to be replaced. This is the same guy that refused to authorize replacement on the first try. He claimed that the body shop should have stopped the work once they realized the door could not be fixed right….that’s what everyone stated from the beginning.
Anyway, the door ended up being replaced the second time around, but again not blended with the adjacent body panels.
I was told that this is not the first time this has occurred….
AllState might be cheap, but you get what you pay for.


Last edited by Jakub Kowalczyk; July 10, 2012 05:25 pm UTC.

GOT SURGE?
Re: After 5 Years, I am leaving State Farm. [Re: Jakub Kowalczyk] #379202
July 10, 2012 05:47 pm UTC
July 10, 2012 05:47 pm UTC
Joined: Oct 2006
Posts: 478
Kitchener
Michael Certain Offline
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Michael Certain  Offline
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Originally Posted by Jakub Kowalczyk

AllState might be cheap, but you get what you pay for.


Yes, but here's a story that goes to the nature of what you put up with. I don't know your personal way of dealing with the company you were with, Jakub, but here's my experience.

I had my silver Talon backed into. I took it to CarStar, and they said "Oh, about $1800 to fix it". I was with TD Insurance at the time, so I called them and expressed my concern at having them paint a silver car, as the colour is tough to match. TD told me that I should make it clear to the dealer that I would not take the car back, or have TD pay them, until I was happy.

The guy requotes for $3400 (doesn't matter to me at all, I'm not paying) and blends the paint like you wouldn't believe. All because I said "Look, I will make sure you're not paid until I'm happy and I talked to the Insurance company ahead of time".

The company that put that door in didn't do a good enough job, and I'm not sure you should have settled. You should have called AllState and said that you were unhappy with the service and don't feel your car is complete until that door looks right. Then again, if you felt it was you vs. the Insurance Company (due to poor customer service), you may not have felt you had the chance to do so. But we'll have to hear what Grant thinks about this issue.


The moment a turbo spools, all your dreams are made possible.
Re: After 5 Years, I am leaving State Farm. [Re: Michael Certain] #379215
July 10, 2012 08:25 pm UTC
July 10, 2012 08:25 pm UTC
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Jakub Kowalczyk Offline
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Originally Posted by Michael Certain

The company that put that door in didn't do a good enough job, and I'm not sure you should have settled. You should have called AllState and said that you were unhappy with the service and don't feel your car is complete until that door looks right. Then again, if you felt it was you vs. the Insurance Company (due to poor customer service), you may not have felt you had the chance to do so. But we'll have to hear what Grant thinks about this issue.

There is more to the story, I tried to keep it short.
The first time around the company that fixed the car both times had the door onsite ready to be put on and the work order included paint blending. The insurance company sent out an assessor onsite, before the replacement was authorized. He concluded that the replacement is not necessary, same as the blending. At this point the shop called me to inform me about the changes. I went ahead and called the adjustor. I spent almost two hours pleading and trying to explain politely that this is against what was recommended by reputable shops. You should have heard the bs arguments this guy was feeding me…insinuating that I had prearranged the delivery of doors to the shop ahead of time. I asked the assesor why he would not authorize blending, to which he responded "we are not trying to make your car better".
The discussion was hopeless….they clearly do not care about customer satisfaction, I do understand why.

This is the reason:
I am not the only victim here, the shop, being the recommended by insurance had to eat the rental cost as well as the first repair cost, even though it was the insurance that forced them to perform inadequate repair.
As a result, the insurance company did not lose money by attempting to cheap out on the repair, it was the shop that paid for it. Unfortunately, they have to take it, if they want to receive more business.

I have been insured for more than 20 years, with a few companies, and a few claims under my belt. This is the very first time I had to deal with such nonsense.

Last edited by Jakub Kowalczyk; July 10, 2012 08:38 pm UTC.

GOT SURGE?
Re: After 5 Years, I am leaving State Farm. [Re: Jakub Kowalczyk] #379218
July 10, 2012 09:03 pm UTC
July 10, 2012 09:03 pm UTC
Joined: Nov 2009
Posts: 2,940
Toronto, Ontario, Canada
Michael Lee Offline
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Originally Posted by Jakub Kowalczyk
Originally Posted by Michael Certain

The company that put that door in didn't do a good enough job, and I'm not sure you should have settled. You should have called AllState and said that you were unhappy with the service and don't feel your car is complete until that door looks right. Then again, if you felt it was you vs. the Insurance Company (due to poor customer service), you may not have felt you had the chance to do so. But we'll have to hear what Grant thinks about this issue.

There is more to the story, I tried to keep it short.
The first time around the company that fixed the car both times had the door onsite ready to be put on and the work order included paint blending. The insurance company sent out an assessor onsite, before the replacement was authorized. He concluded that the replacement is not necessary, same as the blending. At this point the shop called me to inform me about the changes. I went ahead and called the adjustor. I spent almost two hours pleading and trying to explain politely that this is against what was recommended by reputable shops. You should have heard the bs arguments this guy was feeding me…insinuating that I had prearranged the delivery of doors to the shop ahead of time. I asked the assesor why he would not authorize blending, to which he responded "we are not trying to make your car better".
The discussion was hopeless….they clearly do not care about customer satisfaction, I do understand why.

This is the reason:
I am not the only victim here, the shop, being the recommended by insurance had to eat the rental cost as well as the first repair cost, even though it was the insurance that forced them to perform inadequate repair.
As a result, the insurance company did not lose money by attempting to cheap out on the repair, it was the shop that paid for it. Unfortunately, they have to take it, if they want to receive more business.

I have been insured for more than 20 years, with a few companies, and a few claims under my belt. This is the very first time I had to deal with such nonsense.


With many other things in life, it all comes down to the individual.

You can't blame the company that person is working for really, but that person directly.

If they move to another company then that level of BS will continue on there.

Hopefully that SOB isn't at Allstate any longer.


1997 Eclipse GST/X
Eat in small amounts. Otherwise be prepared to paint toilet bowls~ Mike Eng
Re: After 5 Years, I am leaving State Farm. [Re: Michael Lee] #379220
July 10, 2012 09:35 pm UTC
July 10, 2012 09:35 pm UTC
Joined: Nov 2001
Posts: 1,914
Toronto, Ontario
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Jakub Kowalczyk Offline
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Originally Posted by Michael Lee

With many other things in life, it all comes down to the individual.

You can't blame the company that person is working for really, but that person directly.

If they move to another company then that level of BS will continue on there.

Hopefully that SOB isn't at Allstate any longer.

I understand that, but unfortunately this is not the case. There were a few people involved here, not a single person. Initially, the assessor came to inspect the car with his boss, and they had made the decision not to blend and replace the door. In addition, I had been dealing with the adjustor.
Let’s face it, maximizing profits means reducing overhead.
.


GOT SURGE?
Re: After 5 Years, I am leaving State Farm. [Re: Grant Redfern] #379269
July 11, 2012 09:50 am UTC
July 11, 2012 09:50 am UTC
Joined: Sep 2010
Posts: 2,831
Moose Jaw SK / Cambridge ON
Johnny Larmond Offline
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Insurance eh? Hmmmm... I've been with Belair for about 8 years now with discounts coming out of my a$$! Currently paying 180/month with a GSX and a GS (not driving). Mind you, I'm not currently "living" in the GTA.

I'd be interested to see where this goes though. I'll be keeping an eye out.

And I did notice that ~3% increase last renewal... thought it was complete and total BS. They're already screwing us so why do we have to pay more when we've never put a claim through and have a clean record?


'97 GSX - DD and running strong
'99 GSX Spyder - Running strong
'99 GS - zzzz.

PHP: 4
Re: After 5 Years, I am leaving State Farm. [Re: Grant Redfern] #379275
July 11, 2012 12:43 pm UTC
July 11, 2012 12:43 pm UTC
Joined: May 2005
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GTA
Mike Petro Offline
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Do they know about your mods Johnny? Or do they think your car is stock?


'15 VW GTI Autobahn
'10 Mitsubishi EVO GSR - SOLD
'97 Eclipse Spyder - RIP. Oct 1/11
Re: After 5 Years, I am leaving State Farm. [Re: Jakub Kowalczyk] #379288
July 11, 2012 02:48 pm UTC
July 11, 2012 02:48 pm UTC
Joined: Oct 2006
Posts: 478
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Michael Certain Offline
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Originally Posted by Jakub Kowalczyk
I understand that, but unfortunately this is not the case. There were a few people involved here, not a single person. Initially, the assessor came to inspect the car with his boss, and they had made the decision not to blend and replace the door. In addition, I had been dealing with the adjustor.
Let’s face it, maximizing profits means reducing overhead.
.


Thanks for more of the story, Jakub.

When the Insurance company will override the suggestions of reputable car repair companies (that they themselves recommend) to save a buck, then it's time to GTFO.

I wonder if dealing with Grant would help with the situation, or if in 6 months, he'll find his hands tied too.

Last edited by Michael Certain; July 11, 2012 02:48 pm UTC.

The moment a turbo spools, all your dreams are made possible.
Re: After 5 Years, I am leaving State Farm. [Re: Grant Redfern] #379568
July 16, 2012 11:39 pm UTC
July 16, 2012 11:39 pm UTC
Joined: Sep 2004
Posts: 1,463
Toronto, ON
Grant Redfern Offline OP
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Grant Redfern  Offline OP
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This sucks, I can't login from work. Every time I try, it just gives me the same login screen so I can't reply to PMs or post.

Please email me at gredfern@allstate.ca for the quickest response, thank you!


6-MT Stage II B5 Audi S4

Re: After 5 Years, I am leaving State Farm. [Re: Jakub Kowalczyk] #379569
July 16, 2012 11:45 pm UTC
July 16, 2012 11:45 pm UTC
Joined: Sep 2004
Posts: 1,463
Toronto, ON
Grant Redfern Offline OP
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Toronto, ON
Originally Posted by Jakub Kowalczyk
I am with Pem Bridge, which is AllState.
I do have one experience to share with everyone.
A month ago my neighbour backed into the side of my car. I went out of my way to visit a few shops and get quotes. THere was a thread here about me encounter.
All shops, including the one recommended by AllState stated that the door needs to be replaced.
To make long story short, the claim was processed and I was told by the shop that AllState will only authorize the door repair. In addition they won't pay for blending of adjacent body panels, which is part of proper repair.
I tried to explain that I had independent shops assess the damage recommending door replacement, including the shop recommended by AllState.
They absolutely refused, and told me that they will do anything to make me happy… shuffle.
Anyway, the door was fixed, but it came out miss shaped, and wrinkled.
I complained, the assessor came and right away said that the door needs to be replaced. This is the same guy that refused to authorize replacement on the first try. He claimed that the body shop should have stopped the work once they realized the door could not be fixed right….that’s what everyone stated from the beginning.
Anyway, the door ended up being replaced the second time around, but again not blended with the adjacent body panels.
I was told that this is not the first time this has occurred….
AllState might be cheap, but you get what you pay for.



Sorry to hear about your claim experience, Jakub.

Pembridge is under the Allstate umbrella, you are correct but they do have their own claims handling division. It's good that they eventually saw it your way and paid for the second door but it is unfortunate that they did not authorize the blending.

Since every claim is highly unique, there's no rule of thumb that applies here. The only thing I can say is that if you feel that something the insurance company is wrong, don't be afraid to fight back and voice that opinion.

There are many avenues through www.fsco.ca to voice your disapprovement of the way you have been treated.

Best of luck getting it sorted, I know that an experience like this can leave a bad taste in your mouth sometimes.


6-MT Stage II B5 Audi S4

Re: After 5 Years, I am leaving State Farm. [Re: Johnny Larmond] #379570
July 16, 2012 11:47 pm UTC
July 16, 2012 11:47 pm UTC
Joined: Sep 2004
Posts: 1,463
Toronto, ON
Grant Redfern Offline OP
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Grant Redfern  Offline OP
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Posts: 1,463
Toronto, ON
Originally Posted by Johnny Larmond
Insurance eh? Hmmmm... I've been with Belair for about 8 years now with discounts coming out of my a$$! Currently paying 180/month with a GSX and a GS (not driving). Mind you, I'm not currently "living" in the GTA.

I'd be interested to see where this goes though. I'll be keeping an eye out.

And I did notice that ~3% increase last renewal... thought it was complete and total BS. They're already screwing us so why do we have to pay more when we've never put a claim through and have a clean record?


Would love to see if I can help you out Johnny.If you like, you can always send me an email to gredfern@allstate.ca and I can reply back with what I would need for a quote or just keep up with the thread as it progresses if you like.

My name is google-able if you are looking for more reviews of my service over the years.


6-MT Stage II B5 Audi S4

Re: After 5 Years, I am leaving State Farm. [Re: Michael Certain] #379571
July 16, 2012 11:50 pm UTC
July 16, 2012 11:50 pm UTC
Joined: Sep 2004
Posts: 1,463
Toronto, ON
Grant Redfern Offline OP
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Originally Posted by Michael Certain
Originally Posted by Jakub Kowalczyk
I understand that, but unfortunately this is not the case. There were a few people involved here, not a single person. Initially, the assessor came to inspect the car with his boss, and they had made the decision not to blend and replace the door. In addition, I had been dealing with the adjustor.
Let’s face it, maximizing profits means reducing overhead.
.


Thanks for more of the story, Jakub.

When the Insurance company will override the suggestions of reputable car repair companies (that they themselves recommend) to save a buck, then it's time to GTFO.

I wonder if dealing with Grant would help with the situation, or if in 6 months, he'll find his hands tied too.


I think you should know by now Michael that I'm never too busy for clients (or non clients and you just have a question as many of you know as well).

I've gone to bat for so many of my clients against SF I've actually gotten myself in trouble a few times but I wouldn't have it any other way.

I truly treat each policy like it was my own and use every tool I have to keep premiums reasonable even when it is beyond my control.


6-MT Stage II B5 Audi S4

Re: After 5 Years, I am leaving State Farm. [Re: Grant Redfern] #379572
July 16, 2012 11:51 pm UTC
July 16, 2012 11:51 pm UTC
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Etobicoke
Deep Mann Offline
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I remember the damage. Door was repairable from the pics you sent me. Regardless The shop should have dealt with the insurance company, not you.


1998 Tsi Awd 10.6@134

Re: After 5 Years, I am leaving State Farm. [Re: Mike Eng] #379576
July 16, 2012 11:57 pm UTC
July 16, 2012 11:57 pm UTC
Joined: Sep 2004
Posts: 1,463
Toronto, ON
Grant Redfern Offline OP
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Originally Posted by Mike Eng
Originally Posted by Michael Lee
Holy crap Grant's quick with the replies.

Feeling "cared for" already. laugh


careful, you might be setting the bar a little high tongue LOL.


I like to think I'm capable of breaking any service bar. tu


6-MT Stage II B5 Audi S4

Re: After 5 Years, I am leaving State Farm. [Re: Grant Redfern] #380071
July 22, 2012 04:13 pm UTC
July 22, 2012 04:13 pm UTC
Joined: Sep 2010
Posts: 2,831
Moose Jaw SK / Cambridge ON
Johnny Larmond Offline
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Mike - They know the car is modded but it's never been in for an inspection nor have they asked me for specifics. I for nailed by a piece of scaffolding that fell off a truck a couple months ago and they called, still didn't inquire. As for the GS, it's also modded but nothing in comparison to the GSX. Funny thing is, when I owned a '97 cavalier they wanted that in ASAP for an inspection "People in your age group usually modify these vehicles, we just need to see what is done to it." they said. lmfao!

Grant - I might take you up on that. Need to make some changes to my existing policy and we'll see what happens there.


'97 GSX - DD and running strong
'99 GSX Spyder - Running strong
'99 GS - zzzz.

PHP: 4
Re: After 5 Years, I am leaving State Farm. [Re: Johnny Larmond] #382264
August 24, 2012 11:13 pm UTC
August 24, 2012 11:13 pm UTC
Joined: Sep 2004
Posts: 1,463
Toronto, ON
Grant Redfern Offline OP
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Originally Posted by Johnny Larmond
Mike - They know the car is modded but it's never been in for an inspection nor have they asked me for specifics. I for nailed by a piece of scaffolding that fell off a truck a couple months ago and they called, still didn't inquire. As for the GS, it's also modded but nothing in comparison to the GSX. Funny thing is, when I owned a '97 cavalier they wanted that in ASAP for an inspection "People in your age group usually modify these vehicles, we just need to see what is done to it." they said. lmfao!

Grant - I might take you up on that. Need to make some changes to my existing policy and we'll see what happens there.


Hey Johnny, just got your email today. I'm in the office tomorrow (Saturday) as well so I can take a look at your situation then and let you know what I can do.

Nice to see so many people from the board contact me!

There's a few nice DSMs on Allstate's books now lol


6-MT Stage II B5 Audi S4

Re: After 5 Years, I am leaving State Farm. [Re: Grant Redfern] #382267
August 24, 2012 11:28 pm UTC
August 24, 2012 11:28 pm UTC
Joined: Nov 2009
Posts: 2,940
Toronto, Ontario, Canada
Michael Lee Offline
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Thanks for the awesome service Grant!

Guys, Grant is the real deal.

Inquire within!

That doesn't GUARANTEE you the best rates in town, but very competitive and possibly the best price in town with the BEST care.

No nonsense here.

Cheers man!

I'm referring everyone I know over to you! smile

Oh I got renter's insurance with Grant as well.

All together cheaper than just my previous auto policy by itself.


1997 Eclipse GST/X
Eat in small amounts. Otherwise be prepared to paint toilet bowls~ Mike Eng
Re: After 5 Years, I am leaving State Farm. [Re: Michael Lee] #382268
August 24, 2012 11:37 pm UTC
August 24, 2012 11:37 pm UTC
Joined: Sep 2004
Posts: 1,463
Toronto, ON
Grant Redfern Offline OP
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Originally Posted by Michael Lee
Thanks for the awesome service Grant!

Guys, Grant is the real deal.

Inquire within!

That doesn't GUARANTEE you the best rates in town, but very competitive and possibly the best price in town with the BEST care.

No nonsense here.

Cheers man!

I'm referring everyone I know over to you! smile

Oh I got renter's insurance with Grant as well.

All together cheaper than just my previous auto policy by itself.


You were an absolute pleasure to deal with. I found every little way possible to get your rate down as low as I could while still giving you maximum protection on that nice newly refreshed DSM you own.

I sincerely appreciate the referrals, my entire business is built on them as I don't believe in cold-calling for insurance.

Cheers Michael!


6-MT Stage II B5 Audi S4

Re: After 5 Years, I am leaving State Farm. [Re: Grant Redfern] #382351
August 26, 2012 10:30 pm UTC
August 26, 2012 10:30 pm UTC
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Fort Erie, Ont
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Jay Warwick (Pham) Offline
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Couldn't have said it any better then Mike, Grant is an awesome guy to deal with.

I happily made the switch when I learned that Grant was moving to All State.

Thanks Grant!


03 Mitsubishi Lancer Evolution V///
93 Mitsubishi Lancer Evolution I
95 & 97 DSM
Re: After 5 Years, I am leaving State Farm. [Re: Grant Redfern] #386977
October 18, 2012 04:15 am UTC
October 18, 2012 04:15 am UTC
Joined: Sep 2004
Posts: 1,463
Toronto, ON
Grant Redfern Offline OP
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Great to see so many familiar faces (or email addresses at least).

Reception has been amazing so far, I'm all caught up on my backlog of quotes and looking to quote some of your beaters for the impending winter season.

Remember if you have two cars, you can suspend the coverage of one vehicle (and pay a minimal fee for fire/theft only coverage) while you drive one or the other. A lot of people aren't aware of this and are under the impression you either have to have all coverages on a car or none at all. This could potentially save people thousands of dollars who have coverage on all vehicles year round.

For anyone that I haven't gotten back to, please send again.

Cheers,

Grant


6-MT Stage II B5 Audi S4

Re: After 5 Years, I am leaving State Farm. [Re: Grant Redfern] #387374
October 23, 2012 02:33 pm UTC
October 23, 2012 02:33 pm UTC
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Toronto, Ontario
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Jakub Kowalczyk Offline
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Toronto, Ontario
Originally Posted by Grant Redfern


Sorry to hear about your claim experience, Jakub.

Pembridge is under the Allstate umbrella, you are correct but they do have their own claims handling division. It's good that they eventually saw it your way and paid for the second door but it is unfortunate that they did not authorize the blending.

Since every claim is highly unique, there's no rule of thumb that applies here. The only thing I can say is that if you feel that something the insurance company is wrong, don't be afraid to fight back and voice that opinion.

There are many avenues through www.fsco.ca to voice your disapprovement of the way you have been treated.

Best of luck getting it sorted, I know that an experience like this can leave a bad taste in your mouth sometimes.


An update, this is not over yet. I was going through my credit cart statement recently, and noticed a $400 charge applied to my balance by the car rental company. Long story short, the AllState refuses to cover the rental charges during the first repair, and so does the shop. Well, that leaves me...that's the reason for the charge.
Now, naturally I've contacted the shop, the service rep I dealt with is no longer employed. I contacted the insurance, the adjustor is also no longer employed as well....the plot thickens.


GOT SURGE?
Re: After 5 Years, I am leaving State Farm. [Re: Grant Redfern] #387750
October 30, 2012 06:06 pm UTC
October 30, 2012 06:06 pm UTC
Joined: Jun 2005
Posts: 2,410
cancun mexico(home) now in sca...
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manuel salazar Offline
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cancun mexico(home) now in sca...
Alredy pass your contact info to my people.

Thanks for taking care of me Grant.

-Manuel


HTA35R powered, AEM EMS Managed DSM.
Muellerized....Sold*.

PT6266 powered, AEM EMS Managed NSX.
Re: After 5 Years, I am leaving State Farm. [Re: Grant Redfern] #388647
November 13, 2012 11:23 pm UTC
November 13, 2012 11:23 pm UTC
Joined: Apr 2010
Posts: 6,809
Ottawa, ON
Mike Eng Offline
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So it's OFFICIAL.

I'm NOW covered by All-State with the help of Mr. Redfern.

I didn't tell you this over the phone or by email Grant, but you just SAVED me $2,004 a YEAR!!!! NO JOKE!

I was being SCAMMED by my last insurance broker/agent (won't mention names) but it's clear to me now.

Grant, I can't thank you enough for all your help and efforts with getting these policies in place. You sir are a diamond in the rough.

For everyone reading this post, if you havn't got in touch with Grant about switching companies, you're an idiot! I'm not saying he can save you as much money as he did for me but HOLY frack! This guy is looking out for us in the best way possible. This is the bandwagon to be on. Especially if it's saving you a TON of cash that could go towards your car, house or your wife/s. wink

Thanks again Grant, I look forward to this new business relationship and so will many of my future clients.

tu tu


'99 GSX GT35R
'03 CBR 600RR
Re: After 5 Years, I am leaving State Farm. [Re: Grant Redfern] #388667
November 14, 2012 02:49 am UTC
November 14, 2012 02:49 am UTC
Joined: Sep 2004
Posts: 1,463
Toronto, ON
Grant Redfern Offline OP
Serious Member
Grant Redfern  Offline OP
Serious Member
*****
Joined: Sep 2004
Posts: 1,463
Toronto, ON
Truly grateful for all the positive comments.

I really do put a lot of effort into each policy trying to understand what coverage would work best with each situation so it means a lot to hear that time and effort is appreciated.

This board has been amazing to me over the years and I really owe it, and its members a lot.


6-MT Stage II B5 Audi S4

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