Ryan, when I started my business, I called my insurance company to ask them what this would do to my premiums. They asked if I already had the business license, and I told them yes. They replied that as of this very moment I am no longer covered, and can't drive my car, because they don't cover commercial policies.

WTF?

Does this mean, since the "insurance companies" are not REQUIRED to sell me insurance, I am not required to buy it? NO, of course not. But what kind of "rules" are these? I must buy insurance, but they are not required to sell it to me?

I propose a NEW law....no car allowed on the road without an RTM Racing shift knob, but I can charge what I want for them and decide who I do and don't want to sell them to. That is the business model for the insurance companies in this wonderful police state we call Ontario.

NOW I am going for my Prozac..