I don't know about this one.... My parked car was hit by a un-insured drunk driver last year, the insurance company then started to fix it.
Well... The half assed appraiser missed a lot of items on the car and it required additional repairs. I spent hours on the phone with the insurance company and the only way I could get them to give in and fix the car was to "Come down and talk" in person.
Talk about bastards! Here is the best part, insurance paid out ~ $10k and I paid $1700 ($300 deductable) because "We don't cover blending". Bullshit! Now the Comp. section of my policy has gone up 80%. But it's not because of the claim. :rolleyes:

It seems like you can never win with the insurance route. It is there to protect you but it seems like we get screwed for legit claims.