Now that I think about it, I was charged with "driving without insurance" (or whatever the official phrase is). Jon's correct, if you were charged with "failing to surrender proof of insurance" (or whatever), certainly you should pay the fine (since you WERE guilty of that offence). I was guilty of that offence as well, but I was never charged (or ticketed) with that one.

In any case, Amin, I apologize for misleading you. We can talk about it when you return my tools (or should I say IF you return them). Just kidding (or at least half-kidding) .